Thursday, August 1, 2019

The Delicate Nature Of Design: Why It Is Always Good To Have A Home Warranty!


This post is provided by Kristina Marshall.

When you move into a new home, it is always a good idea to invest in a home warranty. Although it may feel as though you already have a lot of expenses and fees to think about with the move, opting to purchase a home warranty can help you to save money later. 

What is a Home Warranty?

It is important not to confuse home warranties with home insurance coverage as the two products cover different aspects of your household. Home insurance plans tend to deal with the house itself, its structuring, and any events such as natural problems (i.e. falling trees) and break-ins. Home warranties typically focus their protection on large electrical appliances such as dishwashers, washing machines and boilers. 

6 Reasons Why A Home Warranty Is A Good Idea 

There are various advantages to having a home warranty as summarized below. 

You Have Access To A Range Of Qualified Technicians 

If your dishwasher was to spontaneously break down and start leaking dirty water, no doubt it would be an unexpected annoyance. However, a  lot of the stress and irritation is mitigated when you have a home warranty. Instead of having to panic and trawl through your local phone directory looking for a reputable repairman, you can simply call the service center for your home warranty coverage. Within a matter of minutes, you will likely have an appointment for a technician to come out to you. Most companies that offer home warranties have call centers that are open 24/7. 

Home Warranties Protect Against Unexpected Breakdowns 

You never know what is around the corner, and the same is true when it comes to your electrical appliances. Even if you invest in premium brands and take care of the items in your household, you are not immune to breakages. Replacement parts, repair work, and services can be expensive if you are not covered. 

Rather than having to shell out hundreds of dollars to fix something that has broken, a home warranty means that you are covered if something should break. You will have peace of mind that a repair technician will come out to inspect the issue quickly, no questions asked. 

A Home Warranty Reassures You About Items Inherited In House Move

Often when people move houses, they acquire several appliances and household items in the move. Large ovens and water heaters may have been built into the infrastructure and could not be removed, or white goods such as dishwashers and refrigerators may have been left behind if the previous owner felt that it was not worthwhile to take them with him. 

In an ideal world, the previous house owner would be able to hand you all of the manuals and warranty papers for each of the appliances, and you would have an idea of when each machine was purchased and how well it functions. In reality, this may not be possible. Water heaters and boilers are just one example of items that can be very costly to replace or repair. A water heater found in a newly purchased home may work perfectly, or it may need extensive repairs after three months. In any case, a home warranty will cover you. 

Home Warranties Fit Into A Frugal Budget 

Home warranties are a good protection option if you are trying to adhere to a tight budget. This way, you can set aside a few dollars every month for your home warranty coverage as opposed to spending hundreds of dollars at once if something goes wrong. 

You Can Purchase A Plan That Suits You 

There are numerous home warranty coverage plans available. You can select a plan that is tailored to your specific needs based on your property size and the types of household items that you want to have covered. Due to the various options available, you can feel assured that you are never paying out for a package that is more than what you need.  

It Is An Insurance Option You Are Likely To Use 

A home warranty is an example of an insurance option that you are bound to get some use out of eventually. As unfortunate as it may be, everything breaks or encounters operational issues at  some point or another. With that considered, when you have a home warranty plan, you know that you are paying into a policy that you are going to make use out of. 

Before You Invest In A Home Warranty 

On the whole, opting to purchase a home warranty provides you with a lot of peace of mind about your property and the items within it. It is nice to be able to rest in the notion that everything is taken care of, and that you do not even have to think about what will happen if something breaks. That said, there are a few things to consider before committing to a plan. 

Always assess the various  plans available from your home warranty provider so that you can ensure that you choose the one most suited to you. Read the small print so that you know precisely what is covered and what is not. 

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