Thursday, November 26, 2020

Happy Thanksgiving!

Happy Thanksgiving, my lovelies! Hope your Thanksgiving is filled with blessings and joy! 

Last year's Thanksgiving table for our family of three. 

Our simple Thanksgiving table set up.

The roasted chicken (turkey would be too much for our family).

Green bean casserole.

Mashed potatoes.

Store-bought pumpkin pie.

May your home be filled with laughter and happiness and may the good things of life be yours in abundance, not only at Thanksgiving but throughout the coming year. Most importantly, stay safe and stay well! 

Wednesday, November 25, 2020

Four Avoidable Situations That Can Ruin Your Yard In Minutes!

This post is provided by Laura Bell.

Your yard speaks to those who pass by. A neat and tidy yard dresses up a plain house. Beds of flowers show that the owner cares about beauty. That is why you should keep an eagle eye out for the types of mistakes that can ruin your lawn in minutes. If you are forewarned, you can meet these challenges head on and save yourself a lot of grief.

Tree Cutting Crew

What a tree crew would not always tell you is that they will drive on your lawn. It may be a bucket truck or a pickup truck, but one thing is for sure. If they drive on your lawn, they will rip it up. There is one simple solution, but many tree cutters ignore it. They could use access mats. These used industrial mats keep the machinery from making ruts in your lawn.  

Plumbers, Electricians And The Ethernet Guy

Plumbers, electricians and others who may work around your house to repair or install wires or pipes can be extremely destructive. They may ruin plantings and tear up your turf. While you may not be able to prevent them from digging up part of your yard, you can get the plans in advance. Then you can work to protect plantings and demand that they use access mats to protect your grass.

Construction Crew

If you are renovating, your mind is on the new plans. It may not occur to you, until too late, what the effect of the construction crew’s trucks and equipment will be on the lawn. Before agreeing to the renovation, have the contractor walk around the yard with you. Discuss how his equipment will go and come from the street. Ask which valuable plantings are in the way and may need to be moved. Explain that access mats must be used to protect your yard. An ounce of prevention will be worth a pound of cure if your renovation leaves only beauty behind.

The Big Outdoor Party

When you are planning a big outdoor party, you need to consider what will happen to the yard if it is covered in party-goers. You may be able to rent access mats to protect the turf. This will have the added benefit of providing a level surface for walking. If people need to park on your lawn, the same access mats can be used as a pop-up parking lot. You will want to make sure your yard irrigation system is turned off or you will have a muddy mess. 

Keeping an eye out for preventable threats like these can save your lawn. Insisting on yard protection will also protect your wallet from having to pay for restoration and replanting.

Thursday, November 19, 2020

Understanding Dental Benefits: A Few Key Snippets About Dental Insurance!

This post is provided by Luca Yates.

Dental insurance is extremely important if you wish to keep your oral health in good condition. This is largely due to the fact that dental treatment is also very expensive in the country, sometimes even rivaling the record-breaking dental expenses often seen around the world.

It is for this reason, that understanding one’s dental benefits is extremely important. Stay with us as we discuss a few important points and bring to light snippets about the average dental insurance policy that you might not be completely aware of.

Cosmetic Treatments Might Not Be Covered In Affordable Dental Insurance Plans

Cosmetic treatments may or may not be covered by a dental insurance plan, but the more affordable, universal plans most certainly will not include any procedure or treatment that might be considered as superfluous. Unfortunately, this extends to malocclusions as well, under normal circumstances.

For example, if you have a few crooked teeth and wish to correct them with clear braces, that may not be covered under the public dental insurance policy. This is of course not true for all cases, but it is a high possibility, as it might be considered a cosmetic treatment - something that is not included in affordable dental plans.

There is an alternative to affordably pay for clear braces, even if they do not have insurance coverage for the treatment. Read this post that is quite self-explanatory called 'All You Need To Know About Clear Braces' on the official ALIGNERCO website, and you will know exactly how to affordably straighten your teeth with easy monthly installments. The clear braces or aligners they offer are effective, affordable and almost invisible.

Understand Your Responsibilities As A Patient And Benefactor Of Dental Insurance

The responsibilities of a patient in need of dental care and willing to utilize his/her dental insurance policy are to themselves only. This means that the insurer and the authorities, if involved, will assume that you have read every detail of an insurance plan before signing up for it.

Your Dentist Can Help You Maximize Your Dental Insurance Policy

When you are about to claim benefits, it is not unlikely to receive a rude shock and realize that you have exceeded your coverage. As previously mentioned, the unexpected financial burden may also come in the form of finding out without notice that the treatment you just went through will not be covered by the insurer. Such instances can be avoided by simply talking with your dentist before undergoing a procedure.

They should be able to provide you with a cost-estimation and guide you in finding the most value from your policy. You will still need to confirm how much and what is covered by talking to your insurance agent though. Also, since not every dentist out there might have your best interests in mind, it is perhaps best to not let the professional dictate every term of your treatment. Consult more than one if you must, but do not let any dentist exploit your insurance claims.